Banking AI Assistant Example

Full Implementation Available to AWS Marketplace Customers Contact Sales | AWS Marketplace

Overview

Build RBI/PCI-DSS compliant banking AI applications with AxonFlow. This example demonstrates production-ready patterns for:

Fraud Detection - Real-time AI-powered fraud pattern analysis
Loan Application Processing - Automated assessment with compliance
PII Protection - Automatic SSN and account number redaction
Regulatory Compliance - ECOA, FCRA, TILA, RBI guidelines built-in
Audit Trails - Complete logging for regulatory requirements
In-VPC Deployment - Sub-10ms latency with data sovereignty

Difficulty: Advanced Time to Complete: 45 minutes Industry: Banking, Financial Services Compliance: RBI, PCI-DSS, ECOA, FCRA, TILA

What You'll Build

A production-ready banking AI assistant that:

Detects fraud patterns in real-time with AI-powered analysis
Processes loan applications with instant preliminary assessment
Protects sensitive data (SSN, account numbers) automatically
Enforces regulatory compliance for ECOA, FCRA, TILA
Maintains audit trails for RBI and regulatory requirements
Deploys in-VPC for data sovereignty (India, EU, US regions)

Architecture

User Request → Banking App → AxonFlow Agent → Policy Enforcement
                                    ↓                ↓
                              License Check    PII Detection
                                    ↓                ↓
                              RBAC Check      Rate Limiting
                                    ↓                ↓
                              AI Processing   Compliance Rules
                                    ↓                ↓
                              PII Redaction   Audit Logging
                                    ↓
                              Response → User

Key Features

1. Real-Time Fraud Detection

AI-powered fraud pattern analysis with instant detection:

Impossible travel detection - Transactions in multiple locations within minutes
Unusual transfer monitoring - Large transfers to unknown recipients
Pattern analysis - Card cloning, account takeover detection
Risk scoring - 0-10 scale with severity classification

Full fraud detection implementation with ML patterns available to customers.

2. Loan Application Processing

Automated loan assessment with regulatory compliance:

// Example assessment logic (simplified)
const assessmentCriteria = {
  dtiRatio: {
    excellent: 28,  // < 28% likely approved
    good: 36,       // < 36% under review
    high: 50        // > 36% needs review
  },
  incomeMultiple: {
    mortgage: 4,    // < 4x annual income
    personal: 0.5   // < 0.5x annual income
  }
};

Full loan processing with compliance integration available to customers.

3. PII Protection Built-In

Automatic protection for sensitive banking data:

SSN Detection - Automatic redaction from all logs
Account Numbers - Masked in audit trails
Credit Card Numbers - Luhn-validated and protected
Contact Information - Partial masking applied

Full PII protection patterns and implementation available to customers.

4. Regulatory Compliance

Built-in compliance for banking regulations:

Regulation	Description	Status
ECOA	Equal Credit Opportunity Act	Built-in
FCRA	Fair Credit Reporting Act	Built-in
TILA	Truth in Lending Act	Built-in
RBI	Reserve Bank of India	Supported
PCI-DSS	Payment Card Industry	Supported

Full compliance templates and audit reporting available to customers.

5. In-VPC Deployment

Data sovereignty with low-latency policy enforcement:

India Region - ap-south-1 for RBI compliance
EU Region - eu-central-1 for GDPR
US Region - us-east-1 for US banking
Internal ALB - No public internet exposure

Complete deployment guides with CloudFormation templates available to customers.

Performance

Operation	Latency	Notes
Fraud pattern analysis	`<50ms`	Real-time detection
Loan assessment	`<100ms`	Full DTI calculation
PII detection	`<5ms`	Automatic redaction
Policy enforcement	`<10ms` P95	Single-digit ms typical
Audit logging	Async	Non-blocking

Why AxonFlow for Banking?

vs Building In-House

Requirement	Build In-House	AxonFlow
Time to RBI compliance	6-12 months	Day 1
Policy enforcement latency	50-100ms+	`<10ms` P95
PII protection	3-6 months	Built-in
Audit logging	Custom build	Built-in CloudWatch
Multi-region deployment	2-3 months	Pre-configured
Cost	$500K-1M+ dev	$5K-60K/month

vs Other AI Platforms

Feature	LangChain	CrewAI	AxonFlow
RBI Compliance	Manual	Manual	Built-in
Low-Latency Governance	No	No	Yes
PII Redaction	Manual	Manual	Automatic
Audit Trails	Custom	Custom	Built-in
In-VPC Deployment	Manual	Manual	Pre-configured
Multi-Tenancy	No	No	Production

Use Cases

Fraud Detection Chat

User: "Show me all suspicious transactions"

AI: I've identified 3 suspicious transactions:

1. Online Transfer to Unknown Account ($5,000)
   - Reason: Large unusual transfer to new recipient

2. ATM Withdrawal - Tokyo ($500)
   - Reason: ATM in unusual location

3. Purchase - Electronics Store NYC ($2,300)
   - Reason: Purchase 3 minutes after Tokyo withdrawal

Risk Score: 9.2/10 (Critical)
Recommended: Freeze account, dispute charges

Loan Application Assessment

Application: $300,000 Mortgage, $85,000 Income

Assessment: UNDER REVIEW

Analysis:
✓ Good debt-to-income ratio (< 36%)
✓ Stable full-time employment
✓ Loan amount reasonable (< 4x income)

Compliance:
- ECOA guidelines followed
- FCRA requirements met
- TILA disclosures prepared

Get Full Implementation

What's Included for Customers

Complete Source Code:

TypeScript/Next.js 15 implementation
AxonFlow SDK integration
Fraud detection algorithms
Loan assessment logic

Compliance Templates:

ECOA/FCRA/TILA policy templates
RBI compliance checklists
Audit report generators
PII handling procedures

Deployment Resources:

Docker configurations
AWS ECS deployment guides
CloudFormation templates
Multi-region setup

Support:

24/7 technical support
Architecture review sessions
Compliance guidance
Security updates

Customer Success Stories

"AxonFlow reduced our RBI compliance implementation from 8 months to 4 weeks. The built-in PII protection and audit trails saved us significant development time."

— CTO, Major Indian Bank

"Sub-10ms policy enforcement means we can add AI governance without impacting transaction processing. Essential for real-time fraud detection."

— VP Engineering, Fintech Startup

Pricing

Professional

$15K/month

Up to 3M requests/month
25 users
Email support (12hr SLA)
SSO integration
Basic compliance templates

Enterprise

$50K/month

Up to 10M requests/month
Unlimited users
Priority support (4hr SLA, 24/7)
Advanced compliance
Custom integrations
Dedicated success manager
RBI compliance assistance

View on AWS Marketplace

Next Steps

Contact Sales - Schedule a demo with banking use case
AWS Marketplace - Subscribe directly
Book Demo - See live banking assistant

Resources

Support

For questions or to access the full implementation:

Sales: [email protected]
Support: [email protected] (customers only)
Documentation: https://docs.getaxonflow.com
AWS Marketplace: Subscribe Now

Full banking implementation with production-ready code available exclusively to AWS Marketplace customers.

Overview​

What You'll Build​

Architecture​

Key Features​

1. Real-Time Fraud Detection​

2. Loan Application Processing​

3. PII Protection Built-In​

4. Regulatory Compliance​

5. In-VPC Deployment​

Performance​

Why AxonFlow for Banking?​

vs Building In-House​

vs Other AI Platforms​

Use Cases​

Fraud Detection Chat​

Loan Application Assessment​

Get Full Implementation​

What's Included for Customers​

Customer Success Stories​

Pricing​

Professional​

Enterprise​

Next Steps​

Resources​

Support​